If you do not like the idea of paying a security deposit, you can select to submit an application for a small store charge card. After one hour or so the salesman came back and told me the advertising was a miss print as well as the cars on sale really have an MSRP of $15,715. The creditor will want to see substantiation of your income and expenses. That cost is $745.00 below MSRP and just $146.00 above invoice.