Mention Life Settlements and you’re bound to hear strong opinions, both positive and negative. The life settlement market has grown into a billion dollar industry in the last few years. If you're over 50 and own a term life insurance policy you no longer need, this could mean money in your pocket. First, the Ugly. Every market has those who try to “game” the system. Many seniors have fallen prey to agents tempting them with an offer of free money. The senior is induced to purchase