If you fail to meet the payments, your creditors will try to bother you into paying. Excessive transfer and new account activity on your credit history could cause you to have a poor credit score. What I really want to mention is the fact that business brokers (yes there are brokers that sell businesses) are making, on average, a staggering 12% for the sale of a single business. These things may seem drastic, but can be a great help.